❝
Aditi Sharma ✓ Verified
Working Professional • Bengaluru
“I finally understand where my money goes. Logging daily takes 30 seconds, and the weekly summary makes it obvious what to fix.”
AI-Powered Money Strategy
Achieve Your Financial Goals with a Safe-to-Spend Budget
Log expenses manually by text or voice in seconds. Savingy's AI helps you budget your safe-to-spend cash, find leaks, and achieve verified savings outcomes — without linking your bank account.
No bank linking 100% ad-free Free forever plan
Simple Steps, Verified OutcomesThe 3-step method to
The 3-step method to
financial clarity
Budgeting shouldn't feel like a chore. We turn daily tracking into an effortless habit.
1. Log in seconds
Add an amount and category on the web dashboard in a few steps.
2. Keep your safe-to-spend target
See exactly how much you can spend today without breaking your monthly limits.
3. Access verified savings
Let our AI identify leaks and suggest compound interest optimizations automatically.
Why Savingy
Effortless in, intelligent out
Log expenses manually and get clear, practical guidance from the records you add.
Zero-Integration Security
Bank-Free & Privacy-First
Savingy does not ask for, link to, or scan your bank account. Tracking uses manual records and supported statement imports without requesting banking credentials.
100% Secure & Private · No OTPs or bank passwords requested
Data classification standard:
- No PII in AI flow: AI analysis runs on anonymous transaction descriptions only.
- Local first: Your budget logs are cached on-device for instant responsiveness.
- Full ownership: Export or wipe your data anytime instantly from your profile.
Outcome Economics
A plan that pays for itself
Typical users identify over ₹4,200 in monthly leaks. Pro is just ₹99/mo.
| Metric | Free Plan | Pro Plan |
|---|---|---|
| Average Monthly Savings Output | ₹1,200/mo | ₹4,500/mo |
| AI Budget Audits & Opportunity Engine | Basic | Continuous / Unlimited |
| Cost to Value Ratio | Infinite | 45x ROI |
Pro Membership
Try Pro free for 90 days
Experience the full AI advantage. Decide later — keep it for the price of a chai.
Basic
₹0forever
- Unlimited Tracking
- Unlimited Budgeting
- Basic Charts & Reports
- 100% Ad-Free Experience
Most Popular 90-Day Free Trial
Pro
₹149/ month
(or ₹99/month billed yearly — ₹1,188/year, save 33%)
- AI Insights & Alerts
- Reviewed Statement Import
- Spending Shift Analysis
Free for 90 days. After that, keep your AI money co-pilot from ₹99/month — about ₹3.30/day, less than a cup of chai.
No charge for 90 days Fixed access periods Secure payments
Real people. Real progress.
Short, practical wins from everyday users who track expenses manually, set budgets, and achieve verified savings outcomes with explicit consent.
Take Savingy everywhere
Track expenses, manage budgets and hit your goals from your pocket. Download the Savingy app for Android.
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